Furniture Row Credit Card
and Online Financing

07/08/25 - 07/24/25

¹Offer applies to combined purchases made at Furniture Row® Living, Dining, and Bedroom or Denver Mattress®. Tempur-Pedic®, Sealy®, Purple®, Stearns & Foster®, Denver Mattress® Clearance Items, Stressless®, Doorbusters and Special Purchase items are excluded from any and all sale events. See store for details. Cannot be combined with any other offer.

² Subject to credit approval. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. ↩

³Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. A Promo Fee does not apply to this offer. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

^* If a product is not on a showroom floor it will be available to order at the advertised price while supplies last. Despite our best efforts, typographical and numerical errors in an ad will sometimes occur. We appreciate your understanding that we cannot be held liable for such errors and regret any inconvenience this causes our valued customers.

NOTE: The Furniture Row^™ card is offered and administered by Synchrony. You are on Synchrony web site throughout the application process and Synchrony Privacy Statement, and Website Terms and Conditions apply.